Buy now pay later schemes in the UK are operated by a number of providers. It is a scheme most closely associated with online catalogues or payment stores.
The idea is that you spread your payments over a series of months allowing you to buy consumer products now and pay later through a series of regular payments.
No credit check finance has its uses
Providers 
that sepcialise in these types of schemes including those who have a bad credit history include Brighthouse and JD Williams.
Buy now pay later schemes for bad credit usually do not involve a credit check. These schemes can also prove to be quite expensive with interest repayments making the cost of the products considerably more than if you paid upfront and in full.
